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Get smart about Auto insurance.

Auto Insurance rates have dropped due to the New Jersey marketplace deregulation allowing more companies to enter the marketplace. The best result is more competition means lower prices for consumers.

Don't assume having your car and home insured by the same company is the best option. Because auto insurance rates vary so much from company to company, it may make sense for you to have your car and home insured by separate companies. Let's talk about it.

New Jersey Car INSURANCE LAW.

All private passenger vehicles are mandated by NJ law to maintain automobile liability insurance, N.J.S.A. 39:6A et seq.

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Get expert advice

We can review your policy and possibly help you find a variety of illuminating ways to save money.

Look for discounts. Many insurance companies reduce premiums for certain driver traits or car features. For example: being a homeowner for more than three years, nonsmoker, nondrinker, students with good grades, senior citizens who have taken an approved defensive driving course, people who only drive for pleasure, cars kept in garages, antilock brakes, antitheft devices, air bags, etc. Ask us to check.

Ask us to check several companies' rates. This is the single most important thing you can do to get the best possible rate-and we can do it for you quickly and easily. The difference between the highest and lowest rate available to you from different companies could vary by hundreds of dollars.